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SmarterFinance – Smart Finance Facts

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SmarterFinance

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How to Make Your Tax Refund Work for You

Tax refund time is like Christmas, isn’t it? Double the joy by making your deductions work for you. Following are clever ways to handle your tax refund and use...

How to Lower Your Income Taxes in Retirement

Taxes are annoying during your working years but it gets infinitely worse once you retire as you no longer have a full-time income and are essentially relying on savings....

Why You Need to Have Kids Early

In 2018, the average age of first-time parents reached an all-time high. Most of them are in their 30s and 40s instead of in their 20s. This trend can...

Are Union Cards Better Than Credit Cards?

A lot of people are seeing these credit union cards are suitable alternatives for credit cards being issued by banks and institutional issuers.  If you are among those individuals,...

5 Reasons Why Your Retirement Will be Harder Compared to Your Parents

Preparing for your retirement is not easy, especially if you compare it with that of your parents. And it is not just because you may have slacked occasionally from...

How To Start Investing Your Money?

Desiring how to invest is the best start toward investing. After all, investors have to begin somewhere. And that somewhere is within you.  But before you can earn money...

Basics On How To Grow Your Investment

The fundamentals of investing are not that easy to navigate. Even those who have some knowledge about it are not immune to getting confused or overwhelmed. Fortunately, there are...

6 Mistakes That Can Damage Your Credit Score

Small mishaps can cause your credit score to take a sharp dive. Take note of the often overlooked mistakes below to avoid damages to your score and keep your...

5 Ways To Have Passive Income

Passive income is a strategy that lets you get money without having to work actively. The amount of income that you get from it doesn’t relate to the number...

How To Add Income To Your 9-5 Job?

It is not already surprising anymore that our current economy is causing a lot of distress among people these days. In fact, even those that have regular 9-to-5 jobs...