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Credit Cards – Smart Finance Facts
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Is A Credit Card With An Annual Fee Worth It?

Many people swear they would never use a credit card that has an annual fee. But in some instances, the charge may be worth the rewards. US News My...

4 Best Credit Cards To Start Building Your Credit

When used responsibly, credit cards are one of the best ways to build your credit. But what if you need a card and you have no credit? Not to...

What You Should Know About Downgrading Your Credit Card

There are many reasons why you may want to downgrade your credit card. For example, if you have a premium card, you might not use rewards as often or...

What Are Virtual Credit Cards?

You know it’s essential to stay vigilant for potential scams and identity theft, but it’s especially crucial during uncertain times such as the coronavirus pandemic. As consumers look for...

How To Manage Your Credit During A Disaster

Depending on which part of the country you live, you might be dealing with a natural disaster in addition to the coronavirus pandemic. During these stressful times, bills, your...

Should You Get A Grocery Credit Card?

Many have curbed their dining out expenses due to COVID-19. As a result, more people are cooking at home, which means more spending at the grocery store. If that’s...

How to Effectively Manage Credit Card Bills During Covid-19

Being in the United States during the Covid-19 pandemic tends to mean that on top of all the other things that you need to worry about, credit card bills...

How to Get a Balance Transfer Credit Card

One of the best ways to save money while serving your credit card debt is to get a balance transfer credit card that offers you better conditions on your...

How To Get A Credit Card

There are many reasons you might want to get a credit card, but if you’ve never had one before, some companies might be reluctant to approve your application. So...

Senator Proposes New Bill To Limit US Companies Dealings In China

On Sunday, Newsweek reported a new bill aimed at preventing US firms from “giving in” to the Chinese government’s mandates for conducting business. The proposal was created by Republican...