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Credit Cards – Smart Finance Facts

Credit Cards Archive

6 Mistakes That Can Damage Your Credit Score

Small mishaps can cause your credit score to take a sharp dive. Take note of the often overlooked mistakes below to avoid damages to your score and keep your...

How Can Closing A Credit Card Harm Your Credi

It may seem impractical if you still maintain a credit card that you don’t use anymore. However, keep in mind that canceling them can have an impact on your...

Should Teenagers Have Credit Cards?

The predicament of college students being drowned is widely publicized. However, for some, credit card matters start as early as college. Hence, the question now is this: should teenagers...

What Is Consumer Credit?

Consumer credit is a type of personal debt used to buy products and services. One example of consumer credit is a credit card. Consumer credit also applies to any...

5 Signs That You’ll Never Pay Your Credit Cards

It’s not surprising that a lot of people want to get out of their credit card debts. Of course, being overwhelmed by recurring fees and interests every month is...

How To Decrease Your Credit Card Payments Every Month?

It is undeniable that credit card payments can consume a large part of your monthly budget, especially if you have high-interest rates. Of course, it is not a surprise...

How To Deal With Overwhelming Credit Card Debts

Credit cards are a perfect way to make a quick buck or purchase, but they can also be a serious pain when the bills start piling up. If you...

4 Things That You Need To Know When Applying For Your First Credit Card

Having a new credit card is something that you should be proud of. But at the same time, it requires a lot of adjustments, too. After all, this item...

5 Ways You Can Purchase Online But Not Using Your Credit Card

How do you make online purchases without using your credit card?  You see, online shopping requires you to have a payment method that is accepted on the internet. Of...

Who Checks Your Credit Report

You probably expect a potential lender to check your credit report when you are applying for a loan but did you know that other companies pull your credit report...