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Loans – Smart Finance Facts

Loans Archive

How to Buy a Home With Bad Credit

It is difficult to get a loan when you have a bad credit score. Bad credit mortgage may be available to you but this might not be your best...

What Is Amortization?

Amortization is a method of paying off a loan that requires smaller payments over a specified period. It can also be viewed as making an investment that yields future...

What Could Happen If You Default A Loan?

When you make an agreement with someone, you make a promise. If you do not fulfill that promise, it is called defaulting on your promise. A loan is the...

How To Pay Off Your Student Loans?

The cost of education in the United States has been climbing for decades, and it doesn’t look like the trend is going to stop anytime soon. In fact, the...

How To Save In Preparation For College

Saving for college is a major financial challenge. But, it’s also one of the most important things that you can do for yourself and your family. College is a...

4 Ways You Can Borrow Money Without Becoming Broke

Taking out a loan can be frightening. Lenders take a lot of things into account when deciding whether to hand you money, including your credit history. If you have...

5 Reasons to Not Pay Off Mortgage Before Retiring

Everyone wants to pay off a home mortgage before retirement. Unfortunately, this strategy does not fit all. There are instances when this could end up costing you in the...

Biden’s Executive Orders To Improve Stimulus Check Distribution

Last Friday, President Joe Biden issued several executive orders calling on multiple federal agencies to extend additional economic relief to Americans. Notable measures include improving the process of giving...

10 Extra Things You Will Pay Besides Mortgage

Mortgage is the elephant in the room when it comes to buying a house. But do not forget about all the other costs associated with your purchase. Below are...

How to Settle Debt in a Divorce

Up to 50% of American marriages end in divorce. The moment you split with your spouse, you also have to take care of debt settlement. Ideally, both people will...