1. CONFIDENTIALITY AND SECURITY OF PERSONAL INFORMATION
This Website follows generally accepted industry standards to protect personally identifiable information sent to our Website, both during transmission and thereafter. We maintain our servers in a secure and environmentally controlled location and protect our network with a secure firewall. Also, we store personal information only on computers which are connected to the Internet, and actively limit employee, agent, and service providers’ access to users’ information.
Despite all of our efforts to maintain your confidentiality and security, no method of transmission over the Internet and no method of electronic storage is completely secure and we cannot guarantee the absolute security of your personal information.
2. PERSONAL INFORMATION WE WILL COLLECT – CONSUMER NOTICE
You are not required to register in order to use our Website, but you must sign up to receive samples or freebies. When you sign up, you will be required to provide your full name, email address, phone number, date of birth, and address. In an effort to provide you with the most relevant samples or freebies available, you may also be asked to provide other information including but not limited to your relationship status, whether or not you ever use coupons, health matters, and your employment status.
We routinely collect and log the IP addresses of our users’ computers in order to enable us to detect unauthorized access and to better manage website traffic, and to detect and log the name of the website they are navigating. We also utilize geo-location technology to capture and log users’ zip code, city, state, region, and country. Moreover, we automatically associate collected and logged information with the registered users’ information that they submit. We also may occasionally supplement the information we collect from our Website with information we receive from outside sources.
Our privacy notices comply with all applicable laws, regulations and industry best practices, such as the Digital Advertising Alliance’s Self-Regulatory Principles for Online Behavioral Data and Multi-Site Data. Users understand that the placement, use and reading of cookies and related technologies, and the collection, sharing and use of data in relation to activity by users, including: (i) that third parties may directly collect user data directly from us for their own use and subject to their own privacy policies not described herein, including but not limited to certain data partners; and (ii) that we collect PII that users have voluntarily disclosed and shares such PII and non-PII with third parties in a hashed or encrypted format or, if we include PII in the data, we have collected PII that users have voluntarily disclosed and share such PII with third parties for tailoring targeted advertisements to users on our Website and elsewhere based on the users’ expressed or presumed interests.
3. PURPOSES FOR WHICH WE WILL USE PERSONAL INFORMATION
We will collect personal information from you for the following purposes: a) To notify you of third party offers; b) To identify your needs and/or preferences; c) To use standard analytics tracking on our Website; d) To provide tracking/conversion information about users clicking on advertisements; e) To meet legal and regulatory requirements; f) To administer, maintain, manage, and improve our business operations; and g) As otherwise required by law.
4. SHARING OF PERSONAL INFORMATION
We may share your personal information under the following circumstances: a) If you have indicated to us that you want to receive notifications from one of our partners about samples or freebies; b) If we are required by law to do so, or if we believe that the disclosure is required or necessary to protect our rights and/or comply with a judicial processing or legal process served on our Website. c) If we believe that it is required by law enforcement in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, or a potential threat to the physical safety of a third party. d) In the event of an assignment of this Website for any reason, in which case we will notify you via email of any such change in ownership or control of personal information. ) If we enter into a partnership agreement with a marketing company to initiate email or other marketing campaigns on our behalf. ) If the information is required by our legal, financial, and other professional advisors, or our web developers when we upgrade or improve our Website. ) If we obtain your advance consent as required by law. Except as provided above, we will not share any of your information to any third party without permission.
We may share your personal information under the following circumstances:
• If you have indicated to us that you want to receive notifications from one of our partners about samples or freebies;
• If we are required by law to do so, or if we believe that the disclosure is required or necessary to protect our rights and/or comply with a judicial processing or legal process served on our Website.
• If we believe that it is required by law enforcement in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, or a potential threat to the physical safety of a third party.
• In the event of an assignment of this Website for any reason, in which case we will notify you via email of any such change in ownership or control of personal information.
• If we share your email address with our emailing partner for the purpose of sending third party email promotions on our behalf.
• If we enter into a partnership agreement with a marketing company to initiate email, postal mail, or other marketing campaigns on our behalf.
• If the information is required by our legal, financial, and other professional advisors, or our web developers when we upgrade or improve our Website.
• If we obtain your advance consent as required by law.
5. ACCESS TO YOUR PERSONAL INFORMATION
To update, delete, or correct personal information on file with us, you should submit a written request mailed to us at the address listed in the “Contact Us” section below.
6. EMAIL REQUESTS FOR PERSONAL INFORMATION
We will never initiate a request for personal information by email. If you receive a request by email, please do not respond and notify us as set forth below. If you ever believe that you have been a victim of fraud, please report it to the police and take all available actions to protect yourself. Also, please notify us, so that we can take all possible actions to protect you and the other users of this Website.
Our Website is committed to protecting the privacy of children. For this reason, we restrict the use of our Website to persons eighteen (18) years of age or older, and we do not knowingly or intentionally collect personal information from children under the age of thirteen (13).
8. CONTACT WITH YOU
We may contact you from time to time via your email address, in order to send notices required by law, to provide information regarding this Website, or to resolve any complaint. We also reserve the right to email information to you about our services, to provide offers, or to send out promotions to you. You may at any time choose to unsubscribe (or “opt-out”) by contacting us at info@SmartFinanaceFacts.com. Please type “UNSUBSCRIBE” in the subject line. In the alternative, you may always unsubscribe via our unsubscribe link in each of our email messages, which shall never expire. We will honor your unsubscribe request submitted via email on or before the tenth (10th) day following our receipt of your request. Unsubscribing via the link in any email message you receive from us will remove your name from our list immediately.
9. THIRD PARTIES
Users understand and agree (a) that demographic or other interest data may be associated with their browsers or devices and (b) that such data may be used online for the purpose of serving them advertising targeted based on their presumed interests. We allow third-party companies to collect certain information when you visit our web site such as your IP address and information about your browser, devices or operating system, and may place or recognize a unique cookie on your browser for the purpose of enabling interest-based content or advertising to you.
10. OTHER LEGAL NOTICES
11. OTHER INFORMATION FOR CALIFORNIA RESIDENTS
California Civil Code Section 1798.83 provides that customers of Company who are California residents and who have submitted personal information to us are permitted to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. Within thirty (30) days of receiving any such request, we will provide a list of the categories of personal information disclosed to third parties for third party direct marketing purposes during the immediately preceding calendar year, along with the names and addresses of these third parties. This request may not be made more than once per calendar year. If you are a California resident and want a copy of this notice, please submit a written request to the following address: SmartFinanaceFacts.com, 1540 Keller Parkway, Suite 108, PMB 260, Keller, Texas 76248. Place “California Third Party Disclosure” in the subject line and outside envelope.
Further, in accordance with California Civil Code Sec. 1789.3, California residents are entitled to know that they may file grievances and complaints with the California Department of Consumer Affairs, 400 R. Street, Ste. 1080, Sacramento, CA 95814 or by phone at 916-445-1254 or 800-952-5210 or by email to firstname.lastname@example.org. For more information about protecting your privacy, you may wish to visit http://www.ftc.gov
12. CONTACT US
14. EFFECTIVE DATE